Md. Code, Local Government § 1–1103

(a) The purpose of a program is to provide loans to residential property

owners, including low income residential property owners, and commercial property

owners to finance or refinance:

(1) energy and water efficiency projects;

(2) environmental remediation projects;

(3) renewable energy projects; and

(4) resiliency projects.

(b) A private lender may provide capital for a loan provided to a commercial

property owner under the program.