Md. Code, Local Government § 1–1104

(a) An ordinance or resolution enacted under § 1–1102 of this subtitle shall

provide for:

(1) eligibility requirements for participation in the program,

including eligibility requirements for:

(i) energy and water efficiency projects, renewable energy

devices, environmental remediation projects, and resiliency projects; and

(ii) property and property owners; and

(2) loan terms and conditions, including a provision that requires

that a loan be repaid over a term not to exceed the useful life of the project as

determined by the program.

(b) Eligibility requirements under subsection (a) of this section shall

include a requirement that the county or municipality give due regard to the property

owner’s ability to repay a loan provided under the program, in a manner substantially

similar to that required for a mortgage loan under §§ 12–127, 12–311, 12–409.1, 12–

925, and 12–1029 of the Commercial Law Article.