Md. Code, Local Government § 1–206

(a) (1) Subject to paragraph (2) of this subsection, a county or

municipality may:

(i) pay the wage of an employee by direct deposit as provided

in subsection (b) of this section; and

(ii) require an employee to receive the payment of wages by

direct deposit as a condition of employment.

(2) A county or municipality may not require the payment of wages

by direct deposit for an employee:

(i) who was hired before October 1, 2011, unless the county or

municipality before October 1, 2011, required, by local law, regulation, or collective

bargaining agreement, the payment of wages by direct deposit;

(ii) whose employment is not conditioned on the employee

receiving the payment of wages by direct deposit; or

(iii) 1. who does not have a personal bank account; and

2. who informs the employee’s employer that the

employee wishes to opt out of direct deposit.

(3) If a county or municipality elects to pay wages by direct deposit,

an employee who is not required to receive the payment of wages by direct deposit

may elect to receive the payment of wages by direct deposit in accordance with

subsection (c) of this section.

(b) If a county or municipality elects to pay the wages of its employees by

direct deposit, the county or municipality shall:

(1) provide an employee who is required or elects to receive the

payment of wages by direct deposit with an electronic fund transfer authorization

form;

(2) deposit the wage of an employee into a personal bank account

selected by the employee on the electronic fund transfer authorization form; and

(3) each time the county or municipality pays the wage of an

employee by direct deposit, provide the employee with a direct deposit statement that

includes:

(i) the total amount of the wage;

(ii) any amount deducted from the wage; and

(iii) the amount of the wage directly deposited into the personal

bank account selected by the employee.

(c) (1) An employee who is required or elects to receive the payment of

wages by direct deposit shall:

(i) complete and submit to the county or municipality the

electronic fund transfer authorization form provided to the employee under

subsection (b) of this section; and

(ii) select a personal bank account for the direct deposit of the

employee’s wages that is at a financial institution that participates in the automated

clearinghouse network.

(2) Subject to paragraph (1)(ii) of this subsection, an employee may

change the personal bank account or the financial institution designated on an

electronic fund transfer authorization form by completing and submitting to the

county or municipality a new electronic fund transfer authorization form.