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Michigan · Snapshot open-us-law v2026.08, retrieved 2026-09-14

Mich. Comp. Laws § 445.2522: Placement of security freeze on consumer's credit report; duties of consumer reporting agency.

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Where this section sits in the code
  1. MI Code
  2. Chapter 445
  3. Act Act-229-of-2013

Sec. 12.

Within 5 business days after placing a security freeze on a consumer's credit report under section 11, the consumer reporting agency shall do all of the following:

(a) Send a written confirmation of the security freeze to the consumer.

(b) Provide the consumer with a unique personal identification number or password to be used by the consumer when authorizing the release of the consumer's credit report to a specific person or for a specific period of time.

(c) Provide the consumer with a written statement of the procedures for requesting the consumer reporting agency to remove or temporarily lift a security freeze.

Collected 2026-09-14T18:32:31Z. Source file · JSON

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