N.D. Cent. Code § 41-10-03: Civil penalty

1.A person shall not knowingly cause to be presented for filing in a filing office or promote the filing of a financing statement record in a filing office that the person knows:

a.Not to be authorized under section 41-09-80 or 41-09-130 by the natural person whose name was provided as an individual debtor in the financing statement record; and

b.Was filed or presented for filing with the intent that:

(1)The financing statement record be used to harass or hinder the natural person whose name was provided as an individual debtor in the financing statement record without that person's authorization; or

(2)The financing statement record be used to defraud any person.

2.A person who violates subsection 1 is liable to each such debtor for:

a.The greater of ten thousand dollars or the actual damages caused by the violation;

b.Court costs;

c.Reasonable attorney's fees;

d.Related expenses of bringing the action, including investigative expenses; and

e.Exemplary damages in the amount determined by the court.