N.Y. General Business Law § 380-m: Civil liability for negligent noncompliance

§ 380-m. Civil liability for negligent noncompliance. Any consumer

reporting agency or user of information who or which is negligent in

failing to comply with any requirement imposed under this article, other

than a violation of section three hundred eighty-t of this article, with

respect to any consumer is liable to that consumer in an amount equal to

the sum of:

(a) Any actual damages sustained by the consumer as a result of the

failure;

(b) In the case of any successful action to enforce any liability

under this section, the costs of the action together with reasonable

attorney's fees as determined by the court.