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New York · Through 2026-09-11

N.Y. Insurance Law § 2610: Collision or comprehensive coverage on motor vehicles; claims; repairs

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Where this section sits in the code
  1. Insurance Law
  2. Article 26. Unfair Claim Settlement Practices; Other Misconduct; Discrimination

§ 2610. Collision or comprehensive coverage on motor vehicles; claims;

repairs. (a) Whenever a motor vehicle collision or comprehensive loss

shall have been suffered by an insured, no insurer providing collision

or comprehensive coverage therefor shall require that repairs be made to

such vehicle in a particular place or shop or by a particular concern.

(b) In processing any such claim (other than a claim solely involving

window glass), the insurer shall not, unless expressly requested by the

insured, recommend or suggest repairs be made to such vehicle in a

particular place or shop or by a particular concern.

(c) The insurer shall provide (other than a claim solely involving

window glass) a copy of its repair estimate to the insured that includes

the following disclosure, plainly printed in no less than 12 point type:

"PURSUANT TO SECTION 2610 OF THE INSURANCE LAW, AN INSURANCE COMPANY

CANNOT REQUIRE THAT REPAIRS BE MADE TO A MOTOR VEHICLE IN A PARTICULAR

PLACE OR REPAIR SHOP. YOU HAVE THE RIGHT TO HAVE YOUR VEHICLE REPAIRED

IN THE SHOP OF YOUR CHOICE".

Collected 2026-09-14T19:32:45Z. Source file · JSON

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