N.Y. Insurance Law § 2610-a: Rental vehicle reimbursement coverage

§ 2610-a. Rental vehicle reimbursement coverage. (a) For the purposes

of this section, "rental vehicle reimbursement coverage" shall mean

coverage for the cost of renting a vehicle used as substitute

transportation if the insured vehicle is damaged and is temporarily out

of use due to a covered loss, until such vehicle is repaired or is

declared a total loss.

(b) Whenever a motor vehicle collision or comprehensive loss shall

have been suffered by an insured, no insurer providing rental vehicle

reimbursement coverage shall require that the insured utilize a

particular rental vehicle company, rental vehicle company location or a

particular concern.

(c) In processing any such claim, the insurer shall disclose to the

insured that the insured has the right, as granted by this section, to

utilize any rental vehicle company, rental vehicle company location or a

particular concern.

(d) An insurer writing automobile insurance which includes rental

vehicle reimbursement coverage shall inform the consumer of his or her

right, as granted by this section, to choose a rental vehicle company to

utilize in the event that he or she utilizes such coverage. The insurer

shall provide the disclosure required under this section to any insured

on new and renewal policies. Such disclosure shall be provided in a

separate written document, which need not be provided in a separate

mailing as another document as long as it is provided on a separate

piece of paper, except that for new business it may be provided either

in writing or in the same medium as the application for insurance.