N.Y. Insurance Law § 3405: Fire insurance contract; losses from nuclear reaction or radiation

§ 3405. Fire insurance contract; losses from nuclear reaction or

radiation. (a) Insurers issuing the standard fire insurance policy

pursuant to section three thousand four hundred four of this article are

authorized to affix or include in the policy a written statement that

such policy does not cover loss or damage caused by nuclear reaction or

nuclear radiation or radioactive contamination, all whether directly or

indirectly resulting from an insured peril under such policy.

(b) This section shall not prohibit the attachment to any such policy

of an endorsement specifically assuming coverage for loss or damage

caused by nuclear reaction or nuclear radiation or radioactive

contamination.