Okla. Stat. tit. 11, § 11-43-109.2: Residential building permits - Verification of

contractor's insurance - Fees - Liability.

A. Any entity that issues building permits shall, before

issuance of a residential building permit, obtain a certificate of

insurance from the appropriate insurer that the contractor has

general liability insurance in an amount required by other

construction trade contractors licensed by the Construction

Industries Board and that the contractor has workers’ compensation

insurance or a workers’ compensation exemption verification

document. A residential building permit shall be defined for this

section as any building permit for a single-family or a duplex

residential structure and shall include construction of a new

structure, remodel of an existing structure, and the addition to an

existing structure. Not included under the definition of a

residential building permit are a single-family or a duplex carport,

patio cover, storage building, accessory building, pool, or fence.

B. This provision shall not apply to a person or persons

performing the construction or remodeling to his, her, or their own

single-family or duplex structure on their own property regardless

if the construction or remodeling is to a single family or duplex

structure that is also for rental purposes, unless the modifications

are being performed by and the permit is acquired by a general

contractor or subcontractor, in which case the general contractor or

subcontractor shall meet the requirements set forth in subsection A

of this section.

C. If the entity should require a contractor to register in

order to monitor insurance verifications, the registration fee shall

not exceed the fee assessed by the entity for other construction

trade contractors licensed by the Construction Industries Board.

D. The entity shall not be liable if the documentation provided

is false or if the general liability insurance or workers’

compensation insurance lapses after the building permit is issued.