Okla. Stat. tit. 12A, § 12A-3-105: Issue of Instrument

ISSUE OF INSTRUMENT

(a) "Issue" means:

(1) The first delivery of an instrument by the maker or drawer,

whether to a holder or nonholder, for the purpose of giving rights

on the instrument to any person; or

(2) If agreed by the payee, the first transmission by the

drawer to the payee of an image of an item and information derived

from the item that enables the depository bank to collect the item

by transferring or presenting under federal law an electronic check.

(b) An unissued instrument, or an unissued incomplete

instrument that is completed, is binding on the maker or drawer, but

nonissuance is a defense. An instrument that is conditionally

issued or is issued for a special purpose is binding on the maker or

drawer, but failure of the condition or special purpose to be

fulfilled is a defense.

(c) "Issuer" applies to issued and unissued instruments and

means a maker or drawer of an instrument.