Okla. Stat. tit. 12A, § 12A-3-109: Payable to Bearer or to Order

PAYABLE TO BEARER OR TO ORDER

(a) A promise or order is payable to bearer if it:

(1) states that it is payable to bearer or to the order of

bearer or otherwise indicates that the person in

possession of the promise or order is entitled to

payment;

(2) does not state a payee; or

(3) states that it is payable to or to the order of cash

or otherwise indicates that it is not payable to an

identified person.

(b) A promise or order that is not payable to bearer is payable

to order if it is payable (i) to the order of an identified person

or (ii) to an identified person or order. A promise or order that

is payable to order is payable to the identified person.

(c) An instrument payable to bearer may become payable to an

identified person if it is specially indorsed pursuant to subsection

(a) of Section 3-205 of this title. An instrument payable to an

identified person may become payable to bearer if it is indorsed in

blank pursuant to subsection (b) of Section 3-205 of this title.