Okla. Stat. tit. 12A, § 12A-3-411: Refusal to Pay Cashier's Checks, Teller's Checks, and

Certified Checks.

REFUSAL TO PAY CASHIER'S CHECKS,

TELLER'S CHECKS, AND CERTIFIED CHECKS

(a) In this section, "obligated bank" means the acceptor of a

certified check or the issuer of a cashier's check or teller's check

bought from the issuer.

(b) If the obligated bank wrongfully (i) refuses to pay a

cashier's check or certified check, (ii) stops payment of a teller's

check, or (iii) refuses to pay a dishonored teller's check, the

person asserting the right to enforce the check is entitled to

compensation for expenses and loss of interest resulting from the

nonpayment and may recover consequential damages if the obligated

bank refuses to pay after receiving notice of particular

circumstances giving rise to the damages.

(c) Expenses or consequential damages under subsection (b) of

this section are not recoverable if the refusal of the obligated

bank to pay occurs because (i) the bank suspends payments, (ii) the

obligated bank asserts a claim or defense of the bank that it has

reasonable grounds to believe is available against the person

entitled to enforce the instrument, (iii) the obligated bank has a

reasonable doubt whether the person demanding payment is the person

entitled to enforce the instrument, or (iv) payment is prohibited by

law.