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Oklahoma · Snapshot open-us-law v2026.08, retrieved 2026-09-14

Okla. Stat. tit. 12A, § 12A-3-505: Evidence of Dishonor

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  1. OK Code
  2. Title 12A

EVIDENCE OF DISHONOR

(a) The following are admissible as evidence and create a

presumption of dishonor and of any notice of dishonor stated:

(1) A document regular in form as provided in subsection

(b) of this section which purports to be a protest;

(2) A purported stamp or writing of the drawee, payor

bank, or presenting bank on or accompanying the

instrument stating that acceptance or payment has been

refused unless reasons for the refusal are stated and

the reasons are not consistent with dishonor; and

(3) A book or record of the drawee, payor bank, or

collecting bank, kept in the usual course of business

which shows dishonor, even if there is no evidence of

who made the entry.

(b) A protest is a certificate of dishonor made by a United

States consul or vice consul, or a notary public or other person

authorized to administer oaths by the law of the place where

dishonor occurs. It may be made upon information satisfactory to

that person. The protest must identify the instrument and certify

either that presentment has been made or, if not made, the reason

why it was not made, and that the instrument has been dishonored by

nonacceptance or nonpayment. The protest may also certify that

notice of dishonor has been given to some or all parties.

Collected 2026-09-14T18:32:36Z. Source file · JSON

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