Okla. Stat. tit. 12A, § 12A-4-209: Encoding and Retention Warranties

ENCODING AND RETENTION WARRANTIES

(a) A person who encodes information on or with respect to an

item after issue warrants to any subsequent collecting bank and to

the payor bank or other payor that the information is correctly

encoded. If the customer of a depositary bank encodes, that bank

also makes the warranty.

(b) A person who undertakes to retain an item pursuant to an

agreement for electronic presentment warrants to any subsequent

collecting bank and to the payor bank or other payor that retention

and presentment of the item comply with the agreement. If a

customer of a depositary bank undertakes to retain an item, that

bank also makes this warranty.

(c) A person to whom warranties are made under this section and

who took the item in good faith may recover from the warrantor as

damages for breach of warranty an amount equal to the loss suffered

as a result of the breach, plus expenses and loss of interest

incurred as a result of the breach.