Okla. Stat. tit. 24, § 24-133: Restrictions

A credit services organization, its salespersons, agents, and

representatives, and independent contractors who sell or attempt to

sell the services of a credit services organization may not do any

of the following:

1. Charge or receive any money or other valuable consideration

prior to full and complete performance of the services the credit

services organization has agreed to perform for the buyer, unless

the credit services organization has obtained a surety bond of Ten

Thousand Dollars ($10,000.00) issued by a surety company admitted to

do business in this state and established a trust account at a

federally insured bank or savings and loan association located in

this state;

2. Charge or receive any money or other valuable consideration

solely for referral of the buyer to a retail seller who will or may

extend credit to the buyer if the credit that is or will be extended

to the buyer is upon substantially the same terms as those available

to the general public;

3. Make or counsel or advise any buyer to make any statement

that is untrue or misleading or that should be known by the exercise

of reasonable care to be untrue or misleading, to a credit reporting

agency or to any person who has extended credit to a buyer or to

whom a buyer is applying for an extension of credit with respect to

a buyer's credit worthiness, credit standing, or credit capacity; or

4. Make or use any untrue or misleading representations in the

offer or sale of the services of a credit services organization or

engage, directly or indirectly, in any act, practice, or course of

business that operates or would operate as fraud or deception upon

any person in connection with the offer or sale of the services of a

credit services organization.