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Oklahoma · Snapshot open-us-law v2026.08, retrieved 2026-09-14

Okla. Stat. tit. 24, § 24-153: Mandatory removal or temporary lifting of freeze - Notice

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Where this section sits in the code
  1. OK Code
  2. Title 24

to consumer - Third party requests.

A. A consumer reporting agency shall remove or temporarily lift

a freeze placed on the consumer report of a consumer only in the

following cases:

1. Upon consumer request, pursuant to Sections 4 and 6 of this

act; or

2. If the consumer report of the consumer was frozen due to a

material misrepresentation of fact by the consumer.

If a consumer reporting agency intends to remove a freeze upon a

consumer report of a consumer, and is not doing so at the request of

the consumer, the consumer reporting agency shall notify the

consumer in writing prior to removing the freeze on the consumer

report of the consumer.

B. If a third party requests access to a consumer report on

which a security freeze is in effect, this request is in connection

with an application for credit or any other use, and the consumer

does not allow his or her consumer report to be accessed for that

period of time, the third party may treat the application as

incomplete.

Collected 2026-09-14T18:32:36Z. Source file · JSON

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