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Oklahoma · Snapshot open-us-law v2026.08, retrieved 2026-09-14

Okla. Stat. tit. 24, § 24-152: Requests to temporarily lift freeze - Time for compliance

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Where this section sits in the code
  1. OK Code
  2. Title 24

- Request procedures.

A. If the consumer wishes to allow his or her consumer report

to be accessed for a specific period of time while a freeze is in

place, he or she shall contact the consumer reporting agency using a

method of contact designated by the consumer reporting agency,

requesting that the freeze be temporarily lifted, and providing, to

complete the request, all of the following:

1. Proper identification;

2. The unique personal identification number or password

provided by the consumer reporting agency pursuant to subsection C

of Section 3 of this act;

3. The proper information regarding the time period for which

the report shall be available to users of the credit report; and

4. The required fee, if applicable.

B. A consumer reporting agency that receives a request from a

consumer to temporarily lift a freeze on his or her consumer report,

accompanied by all of the items listed in subsection A of this

section, shall comply with the request no later than three (3)

business days after receiving the completed request.

C. A consumer reporting agency may develop procedures involving

the use of telephone, facsimile, the Internet, or other electronic

media to receive and process a request from a consumer to

temporarily lift a freeze on a consumer report pursuant to

subsection A of this section in an expedited manner.

Collected 2026-09-14T18:32:36Z. Source file · JSON

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