Okla. Stat. tit. 24, § 24-157: Entities not required to place security freeze

The following entities are not required to place a security

freeze on a consumer report:

1. A consumer reporting agency that acts only as a reseller of

credit information by assembling and merging information contained

in the database of another consumer reporting agency or multiple

consumer reporting agencies, and does not maintain a permanent

database of credit information from which new consumer reports are

produced. However, a consumer reporting agency acting as a reseller

shall honor any security freeze placed on a consumer report by

another consumer reporting agency;

2. A check services or fraud prevention services company, which

issues reports on incidents of fraud or authorizations for the

purpose of approving or processing negotiable instruments,

electronic funds transfers, or similar methods of payments; or

3. A deposit account information service company, which issues

reports regarding account closures due to fraud, substantial

overdrafts, automatic teller machine (ATM) abuse, or similar

negative information regarding a consumer, to inquiring banks or

other financial institutions for use only in reviewing a consumer

request for a deposit account at the inquiring bank or financial

institution.