Okla. Stat. tit. 36, § 36-1528: Confidential departmental hearing

The insurer shall have the right to an opportunity for a

confidential departmental hearing, on the record, at which the

insurer may challenge any determination or action by the

Commissioner. The insurer shall notify the Commissioner of its

request for a hearing within five (5) days after the notification by

the Commissioner of a decision affecting the insurer's substantial

rights. Upon receipt of the insurer's request for a hearing, the

Commissioner shall set a date for the hearing, which date shall be

no less than five (5) days after the date of the insurer's request.

The Commissioner may deny a request for hearing if the request is

frivolous, or if no factual issues are presented.