Okla. Stat. tit. 36, § 36-2609: Membership; voting; membership fees

A. Corporations organized under this article shall be mutual

corporations and every person who holds a policy or contract with

the corporation shall be a member of the corporation and shall be

entitled to one or more votes based upon the number of policies or

contracts held, and such members may vote in person or by proxy.

B. Mutual corporations organized in accordance with the

provisions of this article shall be entitled to charge and collect

initial membership fees or policy fees, or both such fees, in

addition to premiums.