Okla. Stat. tit. 36, § 36-2806: Bylaws; permit to do business

Every such association shall adopt such bylaws not inconsistent

with the laws of this state and of the United States, which, in the

judgment of its members will best subserve the interests and

purposes of the association. The members of every such association

shall be held by the laws of this state to comply with all the

provisions and requirements of such bylaws, and the terms of their

policies of insurance shall be deemed to carry such bylaws, as a

part thereof and shall so specify. The bylaws shall contain a form

of certificate of insurance to be used. A copy of all bylaws

adopted, all amendments, and changes therein shall be filed with the

Insurance Commissioner, for his approval, before becoming effective,

together with a list of the members at the time of organization.

When such association has been duly organized and has adopted bylaws

in accordance herewith, the Insurance Commissioner shall issue his

certificate to that effect, whereupon such association may commence

business and grant insurance.