Okla. Stat. tit. 36, § 36-3623.2: Death of insured – Refund of premiums

A. Premiums paid for coverage of life, accident and health

insurance shall be refunded from the date of death of the insured to

the premium due date.

1. The refund of premium shall be on a daily pro-rata basis.

2. Premium refunds shall be provided within ninety (90) days

from the date of valid proof of loss has been received.

B. As it pertains to this section, life, accident and health

insurance coverage shall include any policy, contract, plan or

agreement of life, accident and health insurance, or subscriber

certificates of life or medical care corporations, health care

corporations, hospital service associations, or health care

maintenance organizations, delivered or issued for delivery in this

state by any insurer; any certificate, contract or policy issued by

a fraternal benefit society; any policy or certificate issued

pursuant to a group insurance policy delivered or issued for

delivery in this state; and any evidence of coverage issued by a

health maintenance organization. Life, accident and health

insurance coverage shall include long-term care, dental, vision and

disability insurance policies and certificates.