Okla. Stat. tit. 36, § 36-4406: Conforming to statute

A. Other Policy Provisions. No policy provision which is not

subject to section 4405 of this article shall make a policy, or any

portion thereof, less favorable in any respect to the insured or the

beneficiary than the provisions thereof which are subject to this

article.

B. Policy Conflicting with this Article. A policy delivered or

issued for delivery to any person in this state in violation of this

article shall be held valid but shall be construed as provided in

this article. When any provision in a policy subject to this

article is in conflict with any provision of this article, the

rights, duties and obligations of the insurer, the insured and the

beneficiary shall be governed by the provisions of this article.