Okla. Stat. tit. 36, § 36-4410: Franchise accident and health insurance law

Accident and health insurance on a franchise plan is hereby

declared to be that form of accident and health insurance issued to:

1. Five or more employees of any corporation, copartnership or

individual employer or any governmental corporation, agency or

department thereof; or

2. Ten or more members, employees or employees of members of

any trade or professional association or of a labor union or of any

other association having had an active existence for at least two

(2) years where such association or union has a constitution or

bylaws and is formed in good faith for purposes other than that of

obtaining insurance;

where such persons, with or without their dependents, are issued the

same form of an individual policy varying only as to amounts and

kinds of coverage applied for by such persons under an arrangement

whereby the premiums on such policies may be paid to the insurer

periodically by the employer, with or without payroll deductions, or

by the association for its members, or by some designated person

acting on behalf of such employer or association. The term

"employees" as used herein may be deemed to include the officers,

managers and employees of the employer and the individual proprietor

or partners if the employer is an individual proprietor or

partnership.