Okla. Stat. tit. 36, § 36-4430: Renewal premium rates

A. Upon approval of the Insurance Commissioner, an insurer may

charge an increased renewal premium upon showing that the increase

is necessary because of utilization of policy benefits in excess of

the expected rate.

B. 1. This section does not apply to life insurance policies or

riders containing accelerated long-term care benefits.

2. For certificates issued or delivered on or after November 1,

1995, under a group long-term care insurance policy as defined in

Section 4424 of this title, which policy was in force on November 1,

1995, the provisions of this section shall not apply.

3. This section does not apply to policies or certificates

approved for issue or delivery on or after November 1, 2001.