Okla. Stat. tit. 36, § 36-4808: Homeowner's policies - Automatic increase in coverage

No homeowner's policy shall automatically increase coverage for

replacement of a home of an insured unless the insured or his

designated representative has been notified of the amount of

increased replacement coverage not less than thirty (30) days prior

to the renewal date. The provisions of this section shall not apply

if the insured provides to the insurer written consent to automatic

increases in coverage. Any written consent provided under this

section shall remain continuously in force until the insured

provides written revocation to the insurer.

Provided, nothing in this section shall be construed to relieve

the insurer from paying the full value of any claim against the

policy up to the maximum amount for which the home is insured.