Okla. Stat. tit. 36, § 36-6514: Classes of business - Criteria to establish - Number -

Rules - Additional classes.

A. A small employer carrier may establish a class of business

only to reflect substantial differences in expected claims

experience or administrative costs related to the following reasons:

1. The small employer carrier uses more than one type of system

for the marketing and sale of health benefit plans to small

employers;

2. The small employer carrier has acquired a class of business

from another small employer carrier; or

3. The small employer carrier provides coverage to one or more

association groups that meet the requirements of an association as

set forth in Section 4501 of this title.

B. A small employer carrier may establish up to nine separate

classes of business under subsection A of this section.

C. The Insurance Commissioner may establish rules to provide

for a period of transition in order for a small employer carrier to

come into compliance with subsection B of this section in the

instance of acquisition of an additional class of business from

another small employer carrier.

D. The Commissioner may approve the establishment of additional

classes of business upon application to the Commissioner and a

finding by the Commissioner that such action would enhance the

efficiency and fairness of the small employer marketplace.

E. A small employer carrier shall offer each product currently

marketed to all classes of business established pursuant to this

section.