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Oklahoma · Snapshot open-us-law v2026.08, retrieved 2026-09-14

Okla. Stat. tit. 36, § 36-6651: Definitions

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Where this section sits in the code
  1. OK Code
  2. Title 36

As used in the Vehicle Protection Product Act:

1. "Administrator" means a third party other than the warrantor

who is designated by the warrantor to be responsible for the

administration of vehicle protection product warranties;

2. "Commissioner" means the Insurance Commissioner;

3. "Department" means the Insurance Department;

4. "Incidental costs" means expenses specified in the warranty

incurred by the warranty holder related to the failure of the

vehicle protection product to perform as provided in the warranty.

Incidental costs may include insurance policy deductibles, rental

vehicle charges, the difference between the actual value of the

stolen vehicle at the time of theft and the cost of a replacement

vehicle, vehicle excise taxes, vehicle registration fees,

certificate of title fees, transaction fees and mechanical

inspection fees;

5. "Service contract" means a contract or agreement as defined

under the Service Warranty Act in Title 15 of the Oklahoma Statutes;

6. "Vehicle protection product" means a vehicle protection

device, system, or service that:

a. is installed on or applied to a vehicle,

b. is designed to prevent loss or damage to a vehicle

from a specific cause, and

c. includes a written warranty.

For purposes of this section, the term vehicle protection

product shall include alarm systems, body part marking products,

steering locks, window etch products, pedal and ignition locks, fuel

and ignition kill switches, and electronic, radio and satellite

tracking devices;

7. "Vehicle protection product warranty" or "warranty" means a

written agreement by a warrantor that provides if the vehicle

protection product fails to prevent loss or damage to a vehicle from

a specific cause, that the warrantor will pay to or on behalf of the

warranty holder specified incidental costs as a result of the

failure of the vehicle protection product to perform pursuant to the

terms of the warranty;

8. "Vehicle protection product warrantor" or "warrantor" means

a person who is contractually obligated to the warranty holder under

the terms of the vehicle protection product warranty agreement.

Warrantor does not include an authorized insurer providing a

warranty reimbursement insurance policy;

9. "Warranty holder" means a person who purchases a vehicle

protection product or who is a permitted transferee; and

10. "Warranty reimbursement insurance policy" means a policy of

insurance that is issued to the vehicle protection product warrantor

to provide reimbursement to the warrantor or to pay on behalf of the

warrantor all covered contractual obligations incurred by the

warrantor under the terms and conditions of the insured vehicle

protection product warranties issued by the warrantor.

Collected 2026-09-14T18:32:36Z. Source file · JSON

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