Okla. Stat. tit. 36, § 36-704: "Property insurance" defined

"Property insurance" is insurance on real or personal property

of every kind and interest therein, against loss or damage from any

or all hazard or cause, and against loss consequential upon such

loss or damage, other than noncontractual legal liability for any

such loss or damage. Property insurance shall also include

miscellaneous insurance as defined in paragraph 11 of section 707 of

this article except as to any noncontractual liability coverage

includable therein.