Okla. Stat. tit. 36, § 36-7401: Stop-loss coverage – Minimum aggregate retention

Any stop-loss insurance coverage issued by an insurer authorized

to do business in this state that provides an aggregate retention

benefit shall provide an aggregate retention of no less than one

hundred ten percent (110%) of the expected claims. The Insurance

Commissioner shall develop minimum disclosure standards that can be

incorporated into a form that shall be utilized by insurers issuing

stop-loss insurance coverage to small employers, as defined in

Section 6512 of Title 36 of the Oklahoma Statutes, in Oklahoma. The

minimum disclosure standards and form shall be promulgated by rule

in accordance with the Administrative Procedures Act.