Okla. Stat. tit. 36, § 36-942: Motor vehicle liability or collision policies - Traffic

record as basis of determination - Penalties.

Any insurance carrier that issues motor vehicle liability or

collision insurance policies in this state shall not establish or

apply premium rates, increase premium rates, cancel a policy, or

refuse to issue or renew a policy, based on any traffic record

maintained by the Department of Public Safety which covers a period

of time more than three (3) years prior to the date the insurance

carrier makes a determination to take any such action; provided

however, those offenses that are provided for in subsection C of

Section 941 of this title and the offense of reckless driving as

provided for in Section 11-901 of Title 47 of the Oklahoma Statutes

may be considered by an insurance carrier for a period of not more

than five (5) years.