Okla. Stat. tit. 36, § 36-954: Reunderwriting and rerating of insured - Refund of

overpayment.

If it is determined through the dispute resolution process set

forth in the federal Fair Credit Reporting Act, 15 USC 1681i(a)(5),

that the credit information of a current insured was incorrect or

incomplete and if the insurer receives notice of such determination

from either the consumer reporting agency or from the insured, the

insurer shall reunderwrite and rerate the consumer within thirty

(30) days of receiving the notice. After reunderwriting or rerating

the insured, the insurer shall make any adjustments necessary,

consistent with its underwriting and rating guidelines. If an

insurer determines that the insured has overpaid premium, the

insurer shall refund to the insured the amount of overpayment

calculated back to the shorter of either the last twelve (12) months

of coverage or the actual policy period.