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Oklahoma · Snapshot open-us-law v2026.08, retrieved 2026-09-14

Okla. Stat. tit. 47, § 47-1055: Exclusions and limitations by insurers

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Where this section sits in the code
  1. OK Code
  2. Title 47

A. An authorized insurer that writes motor vehicle liability

insurance in this state may exclude any and all coverage and the

duty to defend or indemnify for any claim afforded under a shared

vehicle owner's motor vehicle liability insurance policy including,

but not limited to:

1. Liability coverage for bodily injury and property damage;

2. Personal injury protection coverage;

3. Uninsured and underinsured motorist coverage;

4. Medical payments coverage;

5. Comprehensive physical damage coverage; and

6. Collision physical damage coverage.

B. Nothing in the Peer-to-Peer Car Sharing Program Act shall

invalidate or limit an exclusion contained in a motor vehicle

liability insurance policy including any insurance policy in use or

approved for use, that excludes coverage for motor vehicles made

available for rent, sharing, hire or for any business use.

C. Nothing in the Peer-to-Peer Car Sharing Program Act

invalidates, limits or restricts an insurer's ability under existing

law to underwrite any insurance policy. Nothing in the Peer-to-Peer

Car Sharing Program Act invalidates, limits or restricts an

insurer's ability under existing law to cancel and non-renew

policies.

Collected 2026-09-14T18:32:36Z. Source file · JSON

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