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Oklahoma · Snapshot open-us-law v2026.08, retrieved 2026-09-14

Okla. Stat. tit. 47, § 47-580.2: Insurance coverage on vehicles on loan from authorized

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  1. OK Code
  2. Title 47

motor vehicle or powersports vehicle dealer.

During the time a person is operating a motor vehicle or

powersports vehicle with the express or implied permission of a new

motor vehicle or new powersports vehicle dealer, as defined in

Section 562 of this title, such person's motor vehicle liability

policy shall have primary coverage with the motor vehicle liability

policy of the dealer having secondary coverage until the vehicle is

returned. As used herein, "motor vehicle liability policy" means

motor vehicle insurance against legal liability for the death,

injury, or disability of any human being, or for damage to real or

personal property. The motor vehicle liability policy of any person

who has been loaned a motor vehicle or powersports vehicle by a

dealer pursuant to the terms of this section shall provide primary

coverage for any death or injury of any human being or for any real

or personal property damage, including damage to the loaned vehicle,

with the motor vehicle insurance policy of the dealer having

secondary coverage for any death or injury of any human being or for

any real or personal property damage, including damage to the loaned

vehicle. The change in financial responsibility shall be evidenced

by a release signed by the person operating the vehicle with the

express or implied permission of the dealer with the release to be

returned to the person upon the return of the motor vehicle or

powersports vehicle to the dealer. The motor vehicle liability

policy of such person shall meet the minimum financial

responsibility requirements found in Section 7-324 of this title.

This section shall apply only to the loan of a motor vehicle or

powersports vehicle by a new motor vehicle or new powersports

vehicle dealer which occurs without financial remuneration in the

form of a fee or lease charge.

Collected 2026-09-14T18:32:36Z. Source file · JSON

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