Okla. Stat. tit. 47, § 47-7-313: Exception when insurer liable

No driving privilege of any person shall be suspended under the

provisions of this chapter if the Department of Public Safety shall

find that an insurer was obligated to pay the judgment, at least to

the extent and for the amounts required in this chapter, upon which

the suspension is based but has not paid the judgment for any

reason. A finding by the Department that an insurer is obligated to

pay a judgment shall not be binding upon the insurer and shall have

no legal effect whatever except for the purpose of administering

this section. Whenever in any judicial proceedings it shall be

determined by any final judgment, decree or order that an insurer is

not obligated to pay the judgment, the Department, notwithstanding

any contrary finding theretofore made by it, shall forthwith suspend

the driving privilege of any person against whom the judgment was

rendered, as provided in Section 7-310 of this title.