Okla. Stat. tit. 47, § 47-7-600.2: Online verification system — Rules — Exception

A. The Department of Public Safety shall transfer to the

Oklahoma Insurance Department by January 1, 2018, the online

verification system for motor vehicle liability policies as required

by the Compulsory Insurance Law, subject to the following:

1. The Oklahoma Tax Commission, the Department of Public

Safety, and Service Oklahoma shall cooperate with the Insurance

Department in the ongoing improvement and maintenance of the

verification system;

2. The verification system shall be accessible through the

Internet, World Wide Web or a similar proprietary or common carrier

electronic system by authorized personnel of the Department of

Public Safety, the Tax Commission, Service Oklahoma, the district

attorneys, the courts, law enforcement personnel, and any other

entities authorized by the Insurance Department;

3. The verification system shall provide for direct inquiry and

response between the Insurance Department and insurance carriers, or

such other method of inquiry and response as agreed to by the

Insurance Department and individual insurance carriers, and direct

access to insurers' records by personnel authorized by the Insurance

Department;

4. The verification system shall be available twenty-four (24)

hours a day to verify the insurance status of any vehicle registered

in this state through the vehicle's identification number, policy

number, registered owner's name or other identifying characteristic

or marker as prescribed by the Insurance Department in its rules;

5. The Insurance Department may contract with a private vendor

to assist in establishing and maintaining the verification system;

6. The verification system shall include appropriate

provisions, consistent with industry standards, to secure its data

against unauthorized access and to maintain a record of all

information requests;

7. Information contained in the verification system shall not

be considered a public record;

8. Any law enforcement officer, to establish compliance with

the Compulsory Insurance Law during a traffic stop or accident

investigation, shall access information from the online verification

system to verify the current validity of the policy described on a

security verification form produced by the operator of each motor

vehicle during the traffic stop or accident investigation. If

compliance is not confirmed for the policy described on the security

verification form produced by the operator and a subsequent

investigation conducted by the officer verifies that the operator is

not in compliance, the officer may issue a citation to the operator

for failure to comply with the Compulsory Insurance Law;

9. If the operator fails to produce the security verification

form during a traffic stop or accident investigation, the requesting

law enforcement officer shall access information from the online

verification system through the vehicle's identification number,

registered owner's name, license plate number or other identifying

characteristic or marker to verify valid and current security and

establish compliance with the Compulsory Insurance Law and shall not

issue a citation if valid and current security is established. If

the operator fails to produce the security verification form and

compliance is not confirmed through the online verification system,

the officer may issue a citation to the operator for failure to

comply with the Compulsory Insurance Law;

10. Establishing compliance with the Compulsory Insurance Law

through the online verification system shall not be the primary

cause for law enforcement to stop a motor vehicle; and

11. All information exchanged between the Insurance Department

and insurance companies, any database created, and all reports,

responses, or other information generated for the purposes of the

verification system shall not be subject to the Oklahoma Open

Records Act.

ce Law

through the online verification system shall not be the primary

cause for law enforcement to stop a motor vehicle; and

11. All information exchanged between the Insurance Department

and insurance companies, any database created, and all reports,

responses, or other information generated for the purposes of the

verification system shall not be subject to the Oklahoma Open

Records Act.

B. This section shall not apply to a policy issued pursuant to

paragraph 3 of subsection A of Section 7-601.1 of this title or

paragraph 3 of subsection A of Section 7-602 of this title to insure

a commercial motor vehicle or to insure any vehicle under a

commercial policy that provides commercial auto coverage as defined

in Section 7-600 of this title.

C. As a condition for writing motor vehicle liability policies

in this state, insurance carriers shall cooperate with the Insurance

Department in establishing and maintaining the insurance

verification system and shall provide access to motor vehicle

insurance policy status information as provided in the rules of the

Insurance Department. The Insurance Commissioner may, pursuant to

Title 36 of the Oklahoma Statutes, initiate an administrative

proceeding against any insurance company found by the Commissioner

to not be in compliance with the provisions of this section or any

rules promulgated pursuant to this section.