Okla. Stat. tit. 6, § 6-415: Drive-in or walk-up facilities

A. 1. Any bank chartered pursuant to the laws of this state

may maintain and operate outside attached facilities, and, subject

to the approval of the Banking Board as evidenced by its

certificate, detached facilities on real property owned or leased by

the bank having one or more tellers' windows for drive-in or walk-up

service or both.

2. Any branch may maintain and operate outside attached

facilities having one or more tellers' windows for drive-in or walk-

up service or both on property owned or leased by the bank.

3. For the purposes of this section the date of approval of a

bank charter or the date of approval of a branch by the appropriate

state or federal authority shall be the date of existence of such

bank, branch, or facility.

B. 1. No bank shall be permitted to maintain and operate such

additional outside facilities except upon certificate issued by the

Board.

2. The application for a certificate to maintain and operate a

detached facility shall comply with the regulations of the Board.

An application fee in an amount prescribed by Board rule shall

accompany the application. Within twenty (20) days after the

conclusion of the hearing the Board, in its sole discretion, shall

approve or deny the application and shall notify the applicant of

its decision.

3. Any banking function may be performed at a detached facility

except that of making loans. Upon the recommendation of the State

Banking Commissioner, the Attorney General shall bring an

appropriate action to enjoin a bank from conducting the making of

loans at such facilities.

4. Any facility authorized pursuant to the laws of this state

prior to October 1, 1983, shall not be rendered unlawful by any

provision of this section.

5. The provisions of this section shall not be construed in

derogation or denial of the right to operate and maintain facilities

as provided for in Sections 421 and 422 of this title.

C. Notwithstanding paragraph 1 of subsection A of this section

and paragraphs 1 and 2 of subsection B of this section, the Board

may by rule establish a procedure whereby the Commissioner may grant

approval and issue the certificate to establish and operate or

relocate a detached facility without a hearing before the Board.

The procedure shall include criteria set by the Board to be applied

by the Commissioner in the consideration of the application.