Okla. Stat. tit. 6, § 6-422: Consumer banking electronic facilities

A. Any bank, savings and loan association or credit union

located within the State of Oklahoma may install, operate or utilize

consumer banking electronic facilities, provided written notice is

given to the Commissioner prior to the commencement of operations of

each facility. Such notice shall contain any reasonable descriptive

information pertaining to the facility as shall be required by the

rules or regulations of the Board.

B. A consumer banking electronic facility, when located other

than at a bank's principal office or detached facility, may be

operated exclusively by customers or transactions may be performed

through the assistance of any person provided that person is not

employed, either directly or indirectly, by any bank, bank holding

company or subsidiary, savings and loan association or credit union.

Such assistance shall not be deemed to be engaging in the business

of banking. Persons assisting bank customers at the site of a

consumer banking electronic facility may be trained by bank

employees and nothing in this section shall be construed to prohibit

periodic servicing of a consumer banking electronic facility by a

bank, savings and loan association or credit union employee. Under

no circumstances may an employee of a bank, bank holding company,

affiliate or subsidiary thereof, savings and loan association or

credit union perform transactions for others at the consumer banking

electronic facility. However, a consumer banking electronic

facility located on the business premises of a person engaged in the

sale of goods or services may be used to perform internal nonbanking

functions for such persons.

C. Consumer banking electronic facility transactions shall be

considered as the conduct of banking transactions at the

headquarters' location of the bank, savings and loan association or

credit union for which the data is transmitted.

D. A person not holding a certificate of authority to operate

as a bank, credit union, or savings association may install, operate

and utilize consumer banking electronic facilities only after filing

a registration statement with the Banking Department pursuant to the

requirements of Section 104 of this title and any rules promulgated

thereunder by the State Banking Board. Provided however, a person

filing a registration statement solely in connection with bank or

trust-related activities involving consumer banking electronic

facilities shall pay to the Department a fee no greater than Fifty

Dollars ($50.00) per facility, up to a maximum of Five Hundred

Dollars ($500.00), notwithstanding any rule by the Board that may

establish a higher fee.