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Texas · Through 89th 2nd Called Legislative Session, 2025

Tex. Business & Commerce Code § 20.22: APPLICABILITY; CONFLICT OF LAW.

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Where this section sits in the code
  1. BUSINESS AND COMMERCE CODE
  2. TITLE 2. COMPETITION AND TRADE PRACTICES
  3. CHAPTER 20. REGULATION OF CONSUMER CREDIT REPORTING AGENCIES
  4. SUBCHAPTER E. SECURITY FREEZE FOR CHILD

(a) This subchapter does not apply to the use of a protected consumer's consumer report or record by:

(1) a person administering a credit file monitoring subscription service to which:

(A) the protected consumer has subscribed; or

(B) the representative of the protected consumer has subscribed on behalf of the protected consumer;

(2) a person providing the protected consumer or the protected consumer's representative with a copy of the protected consumer's consumer report on request of the protected consumer or the protected consumer's representative;

(3) a consumer reporting agency with respect to a database or file that consists entirely of information concerning, and is used solely for, one or more of the following:

(A) criminal history record information;

(B) personal loss history information;

(C) fraud prevention or detection;

(D) tenant screening; or

(E) employment screening; or

(4) an entity described by Section 20.038(11), (12), or (13).

(b) To the extent of a conflict between a provision of this subchapter relating to a protected consumer and another provision of this chapter, this subchapter controls.

Added by Acts 2013, 83rd Leg., R.S., Ch. 64 (S.B. 60), Sec. 1, eff. January 1, 2014.

Collected 2026-08-27T01:46:56Z. Source file · JSON

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