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Texas · Through 89th 2nd Called Legislative Session, 2025

Tex. Finance Code § 345.158: RETAIL CHARGE AGREEMENT TO WHICH SUBCHAPTER DOES NOT APPLY.

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Where this section sits in the code
  1. FINANCE CODE
  2. TITLE 4. REGULATION OF INTEREST, LOANS, AND FINANCED TRANSACTIONS
  3. SUBTITLE B. LOANS AND FINANCED TRANSACTIONS
  4. CHAPTER 345. RETAIL INSTALLMENT SALES
  5. SUBCHAPTER D. ALTERNATE FINANCE CHARGE CEILING

This subchapter does not apply to a retail charge agreement that:

(1) is a home solicitation transaction that is subject to Chapter 601, Business & Commerce Code;

(2) is secured by a lien on the obligor's homestead; and

(3) provides for credit that is extended by the retail seller or the seller's owner, subsidiary, or corporate affiliate.

Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.

Amended by:

Acts 2007, 80th Leg., R.S., Ch. 885 (H.B. 2278), Sec. 2.18, eff. April 1, 2009.

Collected 2026-08-27T01:47:13Z. Source file · JSON

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