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Utah · Through 2026 General Session

Utah Code § 13-45-205: Changes to information in a credit report subject to a security freeze.

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Where this section sits in the code
  1. Title 13 Commerce and Trade
  2. Chapter 13-45 Consumer Credit Protection Act
  3. Part 13-45-2 Security Freeze

(1) If a credit report is subject to a security freeze, a consumer reporting agency shall notify the consumer who is the subject of the credit report within 30 days if the consumer reporting agency changes the consumer's:

(a) name;

(b) date of birth;

(c) Social Security number; or

(d) address.

(2)

(a) Notwithstanding Subsection (1), a consumer reporting agency may make technical modifications to information in a credit report that is subject to a security freeze without providing notification to the consumer.

(b) Technical modifications under Subsection (2)(a) include:

(i) the addition or subtraction of abbreviations to names and addresses; and

(ii) transpositions or corrections of incorrect numbering or spelling.

(3) When providing notice of a change of address under Subsection (1), the consumer reporting agency shall provide notice to the consumer at both the new address and the former address.

Collected 2026-09-03T11:34:33Z. Source file · JSON

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