Utah Code § 13-48a-303: Certain abilities of insurance companies preserved.

(1)

(a) A motor vehicle liability insurance policy may exclude coverage and a duty to defend or indemnify with respect to a claim arising during a motor vehicle's use as a shared vehicle, based on the motor vehicle's use as a shared vehicle.

(b) Coverage that may be excluded as provided in Subsection (1) includes coverage for:

(i) bodily injury or property damage suffered by a third party;

(ii) a claim covered by uninsured motorist coverage described in Section 31A-22-305;

(iii) a claim covered by underinsured motorist coverage described in Section 31A-22-305.5;

(iv) a claim covered by personal injury protection coverage and benefits described in Section 31A-22-307;

(v) a claim for medical payments;

(vi) a claim for comprehensive physical damage; and

(vii) a claim for collision physical damage.

(2) Nothing in this chapter invalidates, limits, or restricts the ability of an insurance company under other applicable law to:

(a) underwrite an insurance policy; or

(b) cancel or fail to renew an insurance policy.

(3) Nothing in this chapter invalidates or limits a provision in a motor vehicle liability insurance policy, including any insurance policy in use or approved for use, that excludes coverage for a motor vehicle made available for rent, sharing, hire, or any business use.