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Utah · Through 2026 General Session

Utah Code § 31A-22-1704: Scope of certificate of insurance.

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Where this section sits in the code
  1. Title 31A Insurance Code
  2. Chapter 31A-22 Contracts in Specific Lines
  3. Part 31A-22-17 Property and Casualty Certificate of Insurance Act

(1) A certificate of insurance is not an insurance policy and does not affirmatively or negatively amend, extend, or alter the coverage afforded by an insurance policy to which a certificate of insurance refers.

(2) A certificate of insurance may not confer to a certificate holder a right that is not provided by an insurance policy to which the certificate of insurance refers.

(3)

(a) A certificate of insurance may not refer to a contract that is not an insurance policy, including a construction or service contract.

(b) Notwithstanding any requirement, term, or condition of a document with respect to which a certificate of insurance may be issued or may pertain, the insurance coverage afforded by a referenced insurance policy is subject to the terms, exclusions, and conditions of the insurance policy itself.

Collected 2026-09-03T11:34:33Z. Source file · JSON

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