Utah Code § 61-2c-501.5: Definitions.

As used in this part:

(1) "Civil judgment" means a judgment in a civil action that:

(a) is awarded in an action brought against a person licensed under this chapter on the basis of fraud, misrepresentation, or deceit in a residential mortgage loan transaction; and

(b) awards actual damages.

(2) "Criminal restitution judgment" means a judgment that, in accordance with Title 77, Criminal Procedure, orders criminal restitution to a person and against a person licensed under this chapter for a criminal offense involving fraud, misrepresentation, or deceit in a residential mortgage loan transaction.

(3) "Final judgment" means one of the following judgments upon termination of the proceedings related to the judgment, including appeals:

(a) a civil judgment; or

(b) a criminal restitution judgment.

(4) "Fund" means the Residential Mortgage Loan Education, Research, and Recovery Fund created in Section 61-2c-501.