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Federal regulations · Through 2026-08-25 · Newer source version available

12 CFR 1026.30: Limitation on rates.

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Where this section sits in the code
  1. Title 12—Banks and Banking
  2. CHAPTER X—CONSUMER FINANCIAL PROTECTION BUREAU
  3. PART 1026—TRUTH IN LENDING (REGULATION Z)
  4. Subpart D—Miscellaneous

A creditor shall include in any consumer credit contract secured by a dwelling and subject to the Act and this part the maximum interest rate that may be imposed during the term of the obligation when:

(a) In the case of closed-end credit, the annual percentage rate may increase after consummation, or

(b) In the case of open-end credit, the annual percentage rate may increase during the plan.

Collected 2026-08-27T02:24:16Z. Source file · JSON

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