GroundRules
Browse Indiana
Read the original sections, or search by topic.
- IC 37-1-2-39 · "Tablefunded"
- IC 37-1-2-40 · "Unique identifier"
- IC 37-1-3-1 · Duty to provide payoff amount; liability for failure to provide; prepayment penalty prohibited for adjustable rate mortgages; short sales; foreclosed property; no protection from deficiency judgment
- IC 37-1-3-2 · Federal disclosure requirements; creditor's duty to comply; exempt transactions
- IC 37-1-3-3 · Violation of state or federal law, regulation, or rule; enforcement
- IC 37-1-3-4 · License required; registration with NMLSR; licensed mortgage loan originators; loan processor or underwriting activities; applications for licensure; director's authority to contract with NMLSR
- IC 37-1-3-5 · Applications for licenses; issuance; evidence of compliance; use of NMLSR; denial of application; right to hearing; fees; license not assignable or transferable; tax warrant list
- IC 37-1-3-6 · National criminal history background check; fingerprints; payment of fees or costs; use of NMLSR
- IC 37-1-3-7 · Credit reports; payment of fees or costs; demonstrated financial responsibility; considerations
- IC 37-1-3-8 · Surety bond; requirements; amount; termination; liability; notices
- IC 37-1-3-9 · Use of NMLSR in department's licensing system; reporting of information to NMLSR; confidentiality; director's authority to enter agreements; waiver of privilege; processing fee; electronic records
- IC 37-1-3-10 · License renewal; revocation or suspension of license not renewed; reinstatement or appeal; correcting amendments
- IC 37-1-3-11 · Suspension or revocation of license as creditor; order to show cause; order of suspension or revocation; relinquishment of license; preexisting contracts; emergency order for revocation
- IC 37-1-3-12 · Violations by individuals; persons convicted of felonies; civil penalties; creditor's duty to notify department of discharge or termination
- IC 37-1-3-13 · Director's notice of intent to issue order; contents; hearing; final order; suspension or prohibition pending final order; official record
- IC 37-1-3-14 · Consent agreement; notice of charges not required
- IC 37-1-3-15 · Final order; penalties; time for issuance; consent presumed upon failure to appear
- IC 37-1-3-16 · Final order; effective date; authority of department or court to stay, modify, or vacate
- IC 37-1-3-17 · Factors for determining amount of civil penalty; indemnification by creditor prohibited; deposit of civil penalties in financial institutions fund
- IC 37-1-3-18 · Authority of director to enforce orders, agreements, or conditions in court
- IC 37-1-3-19 · Record keeping; use of unique identifier on forms and documents; use of examination and regulatory software; reports of condition to NMLSR; financial statements; notice to department of certain events or changes
- IC 37-1-3-20 · Change in control of creditor; application to department; timeframe for department's decision; conditions for approval; creditor's duty to report transfer of securities; director's discretion to require new license
- IC 37-1-3-21 · Creditor's duty to comply with closing requirements
- IC 37-1-3-22 · Debtor's right to rescind; accruing interest prohibited during rescission period; disbursement of proceeds
- IC 37-1-3-23 · Reverse mortgages; pamphlet; counseling required for debtor
- IC 37-1-4-1 · Application
- IC 37-1-4-2 · Powers of department; no liability for conforming act or omission
- IC 37-1-4-3 · Department's examination and investigatory authority; record retention; director's authority to control access to records; court order compelling compliance; confidentiality; costs; vendors
- IC 37-1-4-4 · Powers of director
- IC 37-1-4-5 · Prohibited acts
- IC 37-1-4-6 · Applicability of laws governing administrative orders and rules; venue
- IC 37-1-4-7 · Cease and desist orders; judicial review or enforcement proceedings; record; appeal; unconscionable or fraudulent conduct subject to injunction
- IC 37-1-4-8 · Assurance of discontinuance of conduct; failure to comply
- IC 37-1-4-9 · Civil action by department to restrain violation
- IC 37-1-4-10 · Civil action by department to enjoin deceptive act
- IC 37-1-4-11 · Department's application to court for temporary relief or restraining order
- IC 37-1-4-12 · Civil action by department for willful violation; imposition of civil penalty by department; restitution
- IC 37-1-4-13 · Rights of debtors not affected
- IC 37-1-4-14 · Actions brought by department; venue
- IC 37-2-1-0.1 · Recodification of prior law
- IC 37-2-1-0.3 · Contracts entered into under prior law
- IC 37-2-1-0.5 · Documents, websites, or business communications created under prior law
- IC 37-2-1-0.7 · References to repealed statutes; references to citations
- IC 37-2-1-1 · Purposes; rules of construction; related rules or guidance adopted by department; applicability to disguised consumer credit transactions; violations of other consumer laws; enforcement of disclosure requirements for mortgage transactions
- IC 37-2-1-2 · Supplementary general principles of law applicable
- IC 37-2-1-3 · Construction against implicit repeal
- IC 37-2-1-4 · Severability
- IC 37-2-1-5 · Adjustment of dollar amounts
- IC 37-2-1-6 · Waiver; agreement to forego rights; settlement of claims
- IC 37-2-1-7 · Effect on powers of organizations
- IC 37-2-1-8 · Persons licensed or authorized on October 1, 1971
- IC 37-2-1-9 · Territorial application; determination of residence; invalid agreements; violations; voiding of loan
- IC 37-2-1-10 · Exempt transactions and persons
- IC 37-2-1-11 · Cooperation with securities commissioner; individuals also conducting activities of a loan broker
- IC 37-2-2-1 · Application of definitions
- IC 37-2-2-2 · "Affiliate"
- IC 37-2-2-2.5 · "Amount financed"
- IC 37-2-2-3 · "Agreement"
- IC 37-2-2-4 · "Agricultural purpose"
- IC 37-2-2-5 · "Average daily balance"
- IC 37-2-2-6 · "Balloon payment"
- IC 37-2-2-7 · "Bona fide nonprofit organization"
- IC 37-2-2-7.5 · "Cash price"
- IC 37-2-2-7.7 · "Civil court"
- IC 37-2-2-8 · "Closing costs"
- IC 37-2-2-9 · "Conspicuous"
- IC 37-2-2-10 · "Consumer credit"
- IC 37-2-2-10.5 · "Consumer credit insurance"
- IC 37-2-2-11 · "Consumer Credit Protection Act"
- IC 37-2-2-12 · "Consumer credit sale"
- IC 37-2-2-12.5 · "Consumer lease"
- IC 37-2-2-13 · "Consumer loan"
- IC 37-2-2-13.3 · "Consumer related loan"
- IC 37-2-2-13.5 · "Consumer related sale"
- IC 37-2-2-14 · "Credit"
- IC 37-2-2-14.5 · "Credit service charge"
- IC 37-2-2-15 · "Creditor"
- IC 37-2-2-15.5 · "Debt cancellation agreement"
- IC 37-2-2-15.7 · "Department"
- IC 37-2-2-16 · "Depository institution"
- IC 37-2-2-17 · "Director"
- IC 37-2-2-18 · "Dwelling"
- IC 37-2-2-19 · "Earnings"
- IC 37-2-2-20 · "Employee"
- IC 37-2-2-20.5 · "Expedited payment service"
- IC 37-2-2-21 · "Federal banking agencies"
- IC 37-2-2-21.5 · "First lien mortgage transaction"
- IC 37-2-2-22 · "Guaranteed asset protection agreement"
- IC 37-2-2-22.5 · "Goods"
- IC 37-2-2-22.7 · "Home solicitation sale"
- IC 37-2-2-23 · "Immediate family member"
- IC 37-2-2-24 · "Individual"
- IC 37-2-2-25 · "Land contract"
- IC 37-2-2-25.5 · "Lender"
- IC 37-2-2-26 · "Lender credit card or similar arrangement"
- IC 37-2-2-27 · "Licensee"
- IC 37-2-2-27.5 · "Loan"
- IC 37-2-2-28 · "Loan brokerage business"
- IC 37-2-2-28.5 · "Loan finance charge"
- IC 37-2-2-29 · "Loan processor or underwriter"