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Illinois · Through at least Public Act 104-790

215 ILCS 5/1012: Information Concerning Previous Adverse Underwriting Decisions.

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Where this section sits in the code
  1. CHAPTER 215 INSURANCE
  2. Illinois Insurance Code.

No insurance institution, agent or insurance-support organization may seek information in connection with an insurance transaction concerning:

(A) any previous adverse underwriting decision experienced by an individual, or

(B) any previous insurance coverage obtained by an individual through a residual market mechanism,

unless such inquiry also requests the reasons for any previous adverse underwriting decision or the reasons why insurance coverage was previously obtained through a residual market mechanism.

Collected 2026-09-15T04:46:30Z. Source file · JSON

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