215 ILCS 5/1013: Previous Adverse Underwriting Decisions.
Where this section sits in the code
- CHAPTER 215 INSURANCE
- Illinois Insurance Code.
No insurance institution or agent may base an adverse underwriting decision in whole or in part:
(A) on the fact of a previous adverse underwriting decision or on the fact that an individual previously obtained insurance coverage through a residual market mechanism; provided, however, an insurance institution or agent may base an adverse underwriting decision on further information obtained from an insurance institution or agent responsible for a previous adverse underwriting decision;
(B) on personal information received from an insurance-support organization whose primary source of information is insurance institutions; provided, however, an insurance institution or agent may base an adverse underwriting decision on further personal information obtained as the result of information received from such insurance-support organization.
Collected 2026-09-15T04:46:30Z. Source file · JSON