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Illinois · Through at least Public Act 104-790

215 ILCS 5/1013: Previous Adverse Underwriting Decisions.

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Where this section sits in the code
  1. CHAPTER 215 INSURANCE
  2. Illinois Insurance Code.

No insurance institution or agent may base an adverse underwriting decision in whole or in part:

(A) on the fact of a previous adverse underwriting decision or on the fact that an individual previously obtained insurance coverage through a residual market mechanism; provided, however, an insurance institution or agent may base an adverse underwriting decision on further information obtained from an insurance institution or agent responsible for a previous adverse underwriting decision;

(B) on personal information received from an insurance-support organization whose primary source of information is insurance institutions; provided, however, an insurance institution or agent may base an adverse underwriting decision on further personal information obtained as the result of information received from such insurance-support organization.

Collected 2026-09-15T04:46:30Z. Source file · JSON

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