KRS 304.18-095: Indemnity payable for services performed by optometrists, osteopaths,

physicians, chiropractors, or podiatrists.

(1) When any policy or group insurance or blanket health insurance issued in this state

provides for reimbursement for any service whic h is within the lawful scope of

practice of an optometrist duly licensed as provided in KRS Chapter 320, the

insured or other person entitled to benefits under such policy shall be entitled to

reimbursement for such services, whether such services are perf ormed by a duly

licensed physician, osteopath, or optometrist, notwithstanding any provision

contained in such policy, or if the policy so provides, payment may be made directly

to the provider of the services.

(2) When any policy or group insurance or bla nket health insurance issued in this state

provides for reimbursement for any service which is within the lawful scope of

practice of a chiropractor duly licensed under KRS Chapter 312, the insured or

other person entitled to benefits under such policy sha ll be entitled to

reimbursement for such services, whether such services are performed by a duly

licensed physician, osteopath, or chiropractor, notwithstanding any provision

contained in such policy; or if the policy so provides, payment may be made directly

to the provider of the services.

(3) When any policy of group insurance or blanket health insurance issued in this state

provides for reimbursement for any service which is within the lawful scope of

practice of a podiatrist duly licensed under KRS Cha pter 311, the insured or other

person entitled to benefits under that policy shall be entitled to reimbursement for

those services, whether those services are performed by a duly licensed physician,

osteopath, chiropractor, or podiatrist, notwithstanding a ny provision contained in

the policy, or if the policy so provides, payment may be made directly to the

provider of the services.